First Home Buyer Grants Toowoomba

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Enter the Market with Assurance

For those on the path to becoming a first home buyer in Toowoomba, the journey can seem daunting. At Marks Financial Group, we understand the weight of this decision and are here to help you in any way we can along the way.


Our approach begins with a comprehensive consultation to grasp your financial position, aspirations and preferences. As locals dedicated to serving our community, we commit to providing tailored solutions that align with your unique circumstances. Here's what we do:


  • We review your eligibility for incentives & grants designed for first home buyers
  • We delve into various loan options, including government supported initiatives
  • We can assist you in obtaining pre-approval for your home loan


This proactive strategy equips you to move forward in the property market with assurance. To explore your options or seek further clarification, call us on 0423 744 307. We're here to light the way to your future home.

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On Your Side Every Step of The Way

The pursuit of a first home necessitates a helpful guide through the intricate real estate and financial landscapes. With Marks Financial Group by your side, you’ll find steadfast support in each step—from property search to the final handshake.

 

Our team prides itself on making the complex simple, providing clear, factual advice to help you make informed decisions. We assist with:

 

  • Home Loan selection, considering what is important to you.
  • On call brokers to help you with questions you might have while out at open inspections over the weekend or afterhours.
  • Finalising your finance once you secure a property purchase, including liaising with conveyancers and agents.

 

Our goal is to make sure all the pieces fall into place, leading to a successful and stress-free purchase. Beyond the sale, we remain at your side, offering support with your mortgage from questions to assisting with changes.

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First Home Owner Grant

The First Home Owner Grant is a government initiative designed to help first-time buyers purchase their own home sooner. In Queensland, eligible first homebuyers can receive financial assistance when buying or building a new property. This grant can significantly reduce the initial costs associated with homeownership, making it easier for you to step into the property market. Our team stays updated on the latest criteria and conditions of the grant and can guide you through the application process. By working closely with you, we ensure you understand your eligibility, maximise your entitled benefits and smoothly incorporate the grant into your overall home financing plan.

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First Home Buyers Assistance Scheme

For first-time home buyers purchasing property in New South Wales, the First Home Buyers Assistance Scheme (FHBAS) offers valuable financial relief on transfer duty (stamp duty). Eligible buyers may receive full or partial exemptions depending on the value of the home or land, significantly reducing the upfront costs associated with buying your first property. Our mortgage brokerage is well-versed in the specifics of the FHBAS, including eligibility criteria and the application process. We guide you through each step to ensure you make the most of the scheme’s benefits, helping you achieve homeownership more affordably and confidently aross the border in NSW.

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Frequently Asked Questions

  • What is the first step I should take as a first home buyer?

    The first step is to assess your financial readiness. This includes understanding your income, savings, credit history and overall affordability. Seeking a pre-approval for a home loan is also a recommended starting point to gauge your borrowing capacity.

  • Are there any incentives available for first home buyers?

    Yes, first home buyers may be eligible for various incentives such as grants, stamp duty concessions and government backed loans. These incentives are designed to make the home buying process more accessible to new entrants in the property market.

  • How do I know which home loan is right for me?

    Finding the right home loan involves comparing different options based on interest rates, loan terms and any associated fees. It’s important to consider your long term financial goals and choose a loan that aligns with these objectives.

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